Rolland Dickerson

1321 Oak Tree Ln

Charlottesville, VA
$ 550,000 Beds 3 Baths 3 Sq 1,998
Monthly Estimate* How much can I afford?

Tucked away in the established Oak Forest neighborhood, yet conveniently close to Albemarle High School, Stonefield, & 29 and 250 corridors, this updated, move-in-ready home offers comfort, flexibility, and plenty of space—all with no HOA. The main level is designed for easy living, featuring three bedrooms & two full bathrooms just off the spacious living area. A large front window fills the room with natural light, beautifully showcasing the refinished hardwood floors. A brick fireplace with a high-efficiency wood-burning insert creates a warm & inviting focal point. The updated kitchen combines style and functionality wi/ quartz countertops, a tile backsplash, soft-close cabinetry, stainless steel appliances, a garbage disposal, and a reverse osmosis (RO) water filtration system. Downstairs, the finished lower level provides even more versatility with new tile flooring, a cozy den featuring a second wood-burning insert, and a full bathroom. Two additional rooms can easily adapt to your lifestyle as guest spaces, home offices, hobby rooms, a gym, or whatever you envision. The spacious utility area offers washer and dryer hookups and storage. Outside, enjoy the stamped-concrete patio & stairs leading to an oversized storage shed.

Single Family

  • Price
  • $ 550,000
  • City
  • Charlottesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Albemarle
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.23 Acres
  • Zip
  • 22901
  • Sqr Footage
  • 1,998
  • Year Built
  • 1980
  • Style
  • MLS#
  • 682072
Listed By: LAUREL OAK PROPERTY MANAGEMENT, LLC
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Greer Elementary School
Middle School Journey Middle School
High School Albemarle High School

Price History

9/17/2026 Listed $550,000

Property vs Zip Code Average in 22901

Price
AVG $1.05M
$550K
Year Built
AVG 1998
1980

In The Neighborhood

Areas That We Cover

1321 Oak Tree Ln Charlottesville, VA is a Single Family Home for sale at $550000 with 1998 sqft and a lot size of 0.23 Acres Acre(s). 1321 Oak Tree Ln Charlottesville has 3 bedrooms, 3 baths and was built in 1980. The property's zip code is 22901 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Rolland Dickerson

Rolland Dickerson

540-915-8719

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