640 Big Oak Rd

Charlottesville, VA
$ 500,000 Beds 3 Baths 2 Sq 1,910 Virtual Tour
Monthly Estimate* How much can I afford?

SELLER OFFERING BUYER A $5000.00 CREDIT Peacock Hill, a serene, conservation-minded community offering peaceful living and exceptional amenities. Available for the first time, this refreshed contemporary home is designed for easy main-level living and features new interior and exterior paint. The updated kitchen showcases white cabinetry, stainless steel appliances, and solid-surface countertops. A desirable split-bedroom floor plan provides added privacy, with three bedrooms plus a versatile office or playroom featuring its own exterior entrance—ideal for a home office, guests, hobbies, or a private studio. The living room is enhanced by gleaming hardwood floors, built-in bookshelves, and a cozy wood-burning fireplace. The primary suite includes a spacious walk-in closet with direct access to the laundry room for everyday convenience. Residents of Peacock Hill enjoy a 5-acre pond for fishing and canoeing, tennis courts, a playground, sledding slopes, and miles of walking trails. Relax, recharge, and enjoy the peaceful lifestyle this special community offers. MOTIVATED SELLER. HOME PRICED BELOW TAX ASSESSED VALUE!

Single Family

  • Price
  • $ 500,000
  • City
  • Charlottesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Albemarle
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3 Acres
  • Zip
  • 22903
  • Sqr Footage
  • 1,910
  • Year Built
  • 1985
  • Taxes
  • $ 4333
  • Style
  • MLS#
  • 675326
Listed By: REAL ESTATE III, INC.
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Murray Elementary School
Middle School Henley Middle School
High School Western Albemarle High School

Price History

4/9/2026 Listed $575,000
5/21/2026 2% - $562,500
6/26/2026 2% - $549,000
7/28/2026 9% - $500,000

Property vs Zip Code Average in 22903

Price
AVG $1.1M
$500K
Taxes
AVG $7,892
$4,333
Year Built
AVG 1976
1985

Areas That We Cover

640 Big Oak Rd Charlottesville, VA is a Single Family Home for sale at $500000 with 1910 sqft and a lot size of 0.3 Acres Acre(s). 640 Big Oak Rd Charlottesville has 3 bedrooms, 2 baths and was built in 1985. The property's zip code is 22903 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.